Back to the Credit Card...

*EXCLUSIVE '1ST FINANCIAL BANK' FINANCIAL UPDATE*

So, to recap from before, in June, I owed $100, which I sent to 1st Financial Bank, my credit card company, via Money Order soon after the bill came in the mail. On July 17th, I got a new bill saying I never paid them for the previous month, totaling to $176 after late fees and the such. I got most of the situation taken care of. I had them waive the late fee, in exchange for paying in full with my checking account.

Now that you've been briefed, here's the fun part:

I went to 1st Financial Bank's website to see how everything was going with the money situation. I checked my summary, only to notice that my balance in my account was "-$100". I don't mean in the sense that I owed $100, still. No, it meant that I had given them an extra $100.

So, I checked my transaction history. On 7/19, I had them take out the money from my checking account, in full, which they did. All $176, minus the late fee. There was, however, a second payment logged in my history, one that took place on July 17th, the day I called. The entry was a payment from me...for $100. I decided to call MoneyGram to check the status of my money order. Sure enough, it had been cashed.

What does this mean? After a month of waiting, my credit card company got my money order and cashed it. How did this happen? Who knows...I just know that I now have $100 to my name on my credit card! WOO!

Simon